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China has carried out the housing mortgage business since 1997. with the rapid development of real estate economy, the volume of individual housing loans is also rising the risk appears gradually along with the individual housing loans business start-up time for the total loans increased.

我国自1997年开展住房贷款业务以来，随着房地产经济的飞速发展，个人住房贷款的业务量也一路攀升。伴随个人住房贷款业务开办时间的延伸，贷款总量的加大，其风险逐渐显现。

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At the same time, loans is the greatest asset projects in profit-making assets of commercial banks, is the most important way to use the funds for a long time.

同时，盈利性资产中的贷款资产是商业银行的最大资产项目，是长期以来最主要的资金运用途径。

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FHA first time home buyer home loans are exactly what the Federal Housing Association was initially created for.

联会首次置业房贷正是联邦房屋协会最初创造。

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India at that time was the World Bank's biggest client, and the bank made loans for health projects conditional on population control.

当时，印度是世界银行最大的委托国，世行以控制人口为条件，在健康工程方面贷款给印度。

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The Social Entrepreneurs of Grinnell-SEG-was launched. Later, SEG moved toward making loans directly to international partners. But as time passed, the group started helping people in Iowa.

后来，SEG开始直接向国际伙伴提供贷款，不过后来也开始帮助爱荷华州本地人。

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The average non-performing loan ratio for the entire sector was 34 per cent in 1999, according to official figures, although many independent analysts at the time estimated bad loans at more like 50 per cent.

官方数据显示，1999年中国银行业总体平均不良贷款率为34%，不过当时许多独立分析师估计这一比率差不多接近50%。

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Many of them are having a hard time getting loans from banks.

许多小型企业经历着从银行贷款难的时期。

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Appropriately prolonging the utilization time limit of aid-the-poor loans and softening the terms of mortgage and guarantee, according to the actual situation;

根据实际情况，适当延长扶贫贷款的使用期限，放宽抵押和担保条件；

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But lower property values and tighter lending requirements mean a harder time getting new loans.

但下跌的房地产价格以及紧张的贷款要求，意味着再次贷款更加困难。

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In any event, the government may have a hard time tracking such loans, which often transpire through a handshake between two individuals.

不管怎样，政府可能很难追踪到这些贷款，因为它们通常通过两人握手进行交付。

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Article 32 The People's Bank of China shall have the power to examine, inspect and supervise at any time the deposits, loans, settlements, bad accounts, etc. Of banking institutions.

第三十二条中国人民银行有权对金融机构的存款、贷款、结算、呆帐等情况随时进行稽核、检查监督。

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But in the different time, it loans with the investment is not completely same with emphasis.

但在不同的时期，其放款和投资的重点也是不尽相同的。

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At the same time, loans to customers, banks can enhance the relationship between customers and them, this situation conduct to the expansion of the banking business and enhance their competitiveness.

同时，通过向客户发放贷款，银行可以加强与客户的联系，从而有助于银行其他业务的拓展，提高竞争力。

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Since the start of the year, banks have tightened credit to homebuyers, charging a premium on benchmark rates since the start of the year and taking a longer time to approve housing loans.

自年初以来，银行收紧了对购房者的信贷投放，不仅从年初开始在基准利率的基础上提高了住房贷款利率，而且延长了贷款审批时间。

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In time , purchasing , production and loans perk up and Keynes is placed back on the shelf.

用不了多久,市场上购销两旺, 生产线生机勃勃,贷款扶摇而上,于是乎,凯恩斯的书又回了书架.

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Many small businesses are having a tough time getting loans from lenders due to the state of the economy.

由于目前的经济形势，许多小企业正面临贷款艰难的时刻。

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At the same time it scrutinizes the foreign experiences of the non-performing loans and analyzes the practical significance and feasibility of securitization of non-performing loans in our commercial banks.

同时考察了国外不良资产证券化的经验，分析了我国商业银行不良资产证券化的实践意义和在我国进行不良资产证券化的可行性。

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Markets doubt that Greece and others can repay their debts even with much more time and fresh loans.

即便是获得更多时间和新的贷款，市场对希腊和其他国家偿还债务的能力仍旧表示怀疑。

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